Impact of Financial Technology (Fintech) on Financial Inclusion(FI) in Rural India
نویسندگان
چکیده
Transformation towards Financial technology makes possibilities throughout all areas of the economy for growth. Emerging developing economies have seen a fast expansion financial and mobile money services. FinTech projects, which are regarded as some most significant advances in sector, also obviously been driven by growth digital transformation, Mobile wallets address economic infrastructure vacuum with an innovative solution enable customers to conduct transactions affordably dependably eliminating spatial barriers, can be used bridge gap banked unbanked. This paper investigates critical success factors influencing adoption disruptive inclusion rural India. Present research empirically measures impact promoting entrepreneurship under-developed regions future areas. The quantitative approach uses inferential statistics hypothesis testing. Exploratory Factor Analysis is being applied factor identification Structural Equation modeling measuring Rural result indicates that constructing social influence positively behavioural intention use manager sector An end-user habit using systems services has positive relationship intention. Factors affecting perceived ease related system's usability. work provides emerging good practices policy-makers, regulators, investors changing environment. It presents empirical findings identify another driver results would help service industry discover scope providing at low cost maximum benefits. Study will provide insights institutions offering banking via handle cross-border low-income remote
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ژورنال
عنوان ژورنال: Universal journal of accounting and finance
سال: 2022
ISSN: ['2331-9712', '2331-9720']
DOI: https://doi.org/10.13189/ujaf.2022.100213